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Tax Treat

Tax Treat 

Formalisation of the economy, lower corporate tax rates and digital tracking are beginning to pay off  

After taking a hit during Covid, India’s direct tax collections have been displaying unusual buoyancy lately. In FY22, gross direct tax collections soared 49 per cent to ₹14.1 lakh crore, exceeding not just Budget estimates (₹11.08 lakh crore) but also the revised estimates (₹12.5 lakh crore). The growth last year however, could be explained by the low base effect. India’s GDP after contracting in FY21 due to Covid related disruptions, rebounded in FY22 with corporate profits following suit. But recent data from the Controller General of Accounts show that direct tax mop-ups have continued their strong growth into this fiscal as well. Net corporate tax collections for April-July 2022 at ₹1.96 lakh crore were 35 per cent higher than the same period last year, while net personal income tax mop-ups were a good 50 per cent more. With over a third of the direct tax collections budgeted for the year already in the kitty, the CBDT Chairman’s hope that actual mop-up will again exceed Budget estimates may not be misplaced. But this will hinge on the buoyancy sustaining through the year.

One factor behind the buoyancy in direct tax collections appears to be inflation. As they are levied on incomes, direct tax collections carry a greater correlation to nominal GDP growth than real GDP growth. India’s real GDP in Q1 FY23 coming at 13.5 per cent was somewhat disappointing, but thanks to high inflation, nominal GDP growth was at a robust 26.7 per cent. But both corporate and personal income tax receipts in the April-July period have surged much faster than the nominal GDP. With respect to corporate taxes, this could be explained by two factors — increasing formalisation of the economy and improving compliance. While input cost pressures have moderated profit growth at India Inc this year, the process of formalisation of the economy, with a shift in profits from the unorganised to organised firms, seems to have gained traction, post-Covid. A recent ICICI Securities study finds that India Inc’s profits, which had dipped to 1.6 per cent of GDP in FY20 had climbed back to 4.6 per cent by FY22, with the trend expected to continue. It is also likely that some part of the gains in corporate tax collections have come from better voluntary compliance. As a part of the stimulus package for Covid, the Centre had effected a sharp cut in the corporate tax rate from over 30 per cent to 22 per cent, if companies opted to give up exemptions. A recent Action Taken report submitted to Parliament showed that about 15.8 per cent of the corporate return filers accounting for over 61.9 per cent of the declared income, have opted for this new regime. The tax cut shrank corporate tax mop-ups during Covid, but seems to be paying off now.

On personal income tax though, it appears to be fear of the stick that’s behind the 50 per cent surge in collections. With the concerted digital push and the taxman tightening reporting structures around high-value transactions while deploying technology to track money trails, the wiggle room for individual taxpayers to evade tax has shrunk considerably. The CBDT’s recent initiatives to present taxpayers with an auto-populated Annual Information Statement and 26AS have reduced scope for under-reporting of income. Having tightened the screws on individual taxpayers though, it may be time for the Centre to consider some carrots, in the form of lower personal tax rates or a more friendly exemption-free regime in the days ahead.

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Concerted (adjective) – strenuous, vigorous;  collective, combined, ठोस

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Exemption (noun) –exception, dispensation, indemnity, exclusion, freedom, release, relief छूट

Fiscal (noun) – Financial year

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Buoyancy
(noun) – progress, improvement, expansion, mushrooming, उछाल

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Thanks to (phrase) – As a result of; due to.

के कारण से

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Hinge
(on) (verb) – depend, hang, rest, turn, pivot,

निर्भर होना

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Regime
(noun) – system, arrangement, scheme, code

व्यवस्था

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Sustain
 (verb) – continue, carry on, keep, maintain, prolong, preserve

बनाए रखना

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Compliance
(noun) – The state or fact of according with or meeting rules or standards.

अनुपालन

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Robust
(adjective) – strong, vigorous, sturdy, tough, powerful

मज़बूत

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Somewhat
(adjective) – Rather, Slightly, Fairly, To some extent, To a certain degree, To a certain extent

कुछ हद तक

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Shrink
(verb) – contract, reduce, decrease, diminish, lessen

  कम करना

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Take a
hit (phrase) – suffer damage or loss

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Lately
(adverb) – recently, late, just, in recent times

हाल ही में

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Seem
(verb) – appear, look, sound, feel, appear to be 

प्रतीत होना

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Soar
(verb) – Rise rapidly 

बढ़ना

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Climb
(verb) – rise, ascend, go up, mount, scale

ऊपर चढ़ना/ उठना

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Misplaced (adjective) – missing, misguided, out of place

गलत

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Dip
(verb) – Drop, descend, decline, sink, fall, plummet, drop down

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Formalisation of the economy
(noun) – the process of bringing companies under the regulatory regime of government and subject to laws related to manufacturing and income tax.

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Pay off
(phrasal verb) – to be successful

किसी काम में सफल होना

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Direct
tax (noun) – income tax, corporate tax, wealth tax, gift tax, expenditure tax etc.

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Indirect
Tax (noun) – GST, excise tax, VAT, and service tax etc.

Direct tax (noun) – income tax, corporate tax, wealth tax, gift tax, expenditure tax etc

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Low base effect
(noun) – the tendency of a small absolute change from a low initial amount to be translated into a large percentage change

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Contract
(verb) – Diminish, shrink, reduce, lessen

कम होना

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Rebound
(verb) – Recover, rally, bounce back, return to normal, pick up

पलटाव

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Follow
suit (phrase) – to do the same thing

अनुकरण करना

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Mop
-up (noun) – Collection

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Kitty
(noun) – A pool or reserve of money, often collected from a number of people or sources and designated for a particular purpose.

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Levy
(on) (verb) – charge, impose, tax, put

कर लगाना

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Nominal GDP
(noun) – it measures GDP using current prices, without adjusting for inflation

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Real GDP
(noun) – a measure of a country's gross domestic product that has been adjusted for inflation

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Surge
(verb) – to increase suddenly and by a large amount

बहुत वृद्धि करना

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Input
cost (noun) – cost of direct material, direct labor, and other overhead items devoted to the production of a good or service.

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Moderate
(verb) – lessen, reduce, soften, temperate

कम करना

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India
Inc. (noun) – a common term used by the Indian media to refer to the formal (comprising government and corporate) sector of the nation.

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Unorganised
sector (noun) – The sector which is not registered with the government and whose terms of employment are not fixed and regular

असंगठित क्षेत्र

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Organised
sector (noun) – Organised sector covers those enterprises or places of work where the terms of employment are regular and therefore, people have assured work.

संगठित क्षेत्र

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Traction
(noun) – Popularity

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Stimulus
package (noun) – a set of actions by a government, bank, etc. that is intended to encourage activity and growth in the economy

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Effect
(verb) – to cause something to happen; implement

कार्यान्वित करना

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Give up
(phrasal verb) – abandon, surrender, relinquish, renounce

छोड़ देना

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Account for
(phrasal verb) – Comprise, make up, total, represent, constitute, form

के लिये उत्तरदयी होना

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Stick
(noun) – Punishment, Penalty

सजा/ दण्ड

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Surge
(noun) – Sudden rise 

उछाल

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Taxman
(noun) – the government department that is responsible for collecting taxes
कर अधिकारी

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Tighten
(verb) – Strengthen, increase, intensify, stiffen

प्रबंध दृढ़ बनाना

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Deploy
(verb) – Use, employ, implement, utilize, adopt

प्रयोग करना

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Money
Trail (noun) – the investigation of a series of financial transactions, for example in order to reveal wrongdoing or to find out what happened

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Wiggle room
(noun) – the freedom or opportunity to do something

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Evade
(verb) –  Avoid, dodge, escape, elude

टालना, छिपाना

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Tighten the screw
(phrase) – exert strong pressure on someone.

दबाव डालना

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Carrot
(noun) – Incentive, Inducement, encouragement, reward 

प्रोत्साहन