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Disconcerting dilation: On retail inflation hike

Disconcerting dilation : On retail-inflation hike

Untamed inflation risks hurting domestic consumption

Just five days after Reserve Bank of India Governor Shaktikanta Das asserted that inflation ‘has shown signs of moderation and the worst is behind us’, Monday’s release of Consumer Price Index ( CPI ) estimates for January revealed a disconcerting reversal in price gains trend. Headline retail inflation, which had steadily eased over the last quarter of 2022 from September’s five-month high of 7.4%, quickened by 80 basis-points last month to 6.5%. Propelling the acceleration was a 175 basis-points jump in food prices, with inflation measured by the Consumer Food Price Index, quickening to 5.94%, from December’s 4.19%. Adding-to the disquiet is the fact that inflation had already been at an elevated 6% in January 2022, implying that the year-on-year increase was sans a favourable base-effect and entirely due to an upsurge in the momentum of price gains. Food prices climbed across-the-board , with vegetables being the solitary item in the CPI’s 12-member food and beverages sub-group to post a year-on-year deflation of 11.7% as winter supply outstripped demand. Cereals ,  which include rice and wheat and carries the heaviest weight of almost 10% in the sub-group, logged a 16.1% jump in prices, and milk and dairy products, the second-heaviest, saw prices gain by 8.79%. Policymakers must be particularly worried about the 2.6% month-on-month dilation in cereal prices, more so because this disproportionately impacts rural households , which spend a larger share of their income on food. With a 12.4% weight in the rural consumption basket, cereal prices fuelled January’s overall rural headline inflation at an even quicker 6.85% pace .

The surprise reversal in price trends suggests inflationary expectations in the economy are nowhere near anchored and will necessitate further policy action both from the RBI and fiscal authorities . To-be-sure , Mr. Das last week not only announced a 25 basis-points interest rate increase but also committed the RBI to enacting policy that ensures a durable disinflation . With core inflation, or price gains that strip-out the impact of food and fuel prices, remaining stubbornly stuck above 6% and in fact inching up last month to 6.23%, from December’s 6.22%, policymakers face the challenge of targeting the components of the inflationary trend that can be addressed by raising credit-costs and tamping down on demand. Given that inflation in several key services categories including health and personal care is running well above the RBI’s upper-bound of 6%, with prices continuing to harden , the Centre and States must mull measures including rationalisation of GST rates to help ease the inflationary burden on the economy. With overseas demand set to stay weak this year, untamed inflation risks hurting domestic consumption and thereby overall economic growth.

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Address
(verb) – tackle, see to, deal with, confront, grapple with

सुलझाना, निपटाना

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Durable
(adjective) – strong, lasting, stable, persistent

टिकाऊ

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Base
effect (noun) – The base effect relates to inflation in the corresponding period of the previous year, if the inflation rate was too low in the corresponding period of the previous year, even a smaller rise in the Price Index will arithmetically give a high rate of inflation now.

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Given
(preposition) – considering, taking into account, bearing in mind

देखते हुए

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Pace
(noun) – speed, rate, swiftness, quickness

गति

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Policymaker
(noun) – a member of a government department, or other organization who is responsible for making new rules, laws, etc.

नीति निर्माता

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Lose one’s momentum (phrase) – Lose pace or impetus, slow down, decelerate, lose steam, lose force
गति खो देना

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Basis
point (noun) – 100 basis = 1%

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To be sure
(phrase) – Certainly, ensure, make sure

निश्चित रूप से

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Retail
inflation (noun) – The CPI monitors retail prices at a certain level for a particular commodity; price movement of goods and services at rural, urban and all-India levels. The change in the price index over a period of time is referred to as CPI-based inflation, or retail inflation

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Across-the-board
(phrase) – involving or affecting all groups, members, cases, etc.

एक समान रूप से

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Disconcerting
(adjective) – disturbing, upsetting, confusing, unsettling, discomfiting

चिंताजनक

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Dilation
(noun) – Expansion, increase, stretching, distention

फैलाव

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Untamed
(adjective) – uncontrollable

अनियंत्रित

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Hurt
(verb) – harm, damage, weaken, mar, impair

नुकसान पहुंचाना/ प्रभावित करना

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Assert
(verb) – declare, affirm, state, claim, aver

जोर देकर कहना

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Moderation
(noun) – reduction, diminishing, lessening, decrease, contraction

कमी/नरमी

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Consumer
price index (CPI) (noun) – it measures changes over time in the general level of prices of goods and services that a reference population acquires, uses or pays for consumption.

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Reveal
(verb) – divulge, disclose, tell, make known, make public 

खुलासा करना

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Reversal
(noun) – alteration, changing

उलट, उलटाव

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Headline
(adjective) – denoting or relating to a rate of inflation based on the consumer price index and reflecting all changes to the cost of living that an economy may undergo

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Steadily
(adverb) – constantly, consistently, regularly, continuously, continually

लगातार

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Ease
(verb) – reduce, alleviate, lessen

कम होना

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Quicken
(verb) – Accelerate, pick up speed, speed up, increase

बढ़ना

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Propel
(verb) – push, move forwards, push forwards, move

आगे बढ़ाना, ठेलना

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Acceleration
(noun) – quickening, speeding up, increase

तेज़ी

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Add to
(phrasal verb) – increase, magnify, amplify, augment, intensify

बढ़ाना

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Disquiet
(noun) – Unrest, Uneasiness, Concern, Worry, Anxiety, Alarm

अशांति/ बेचैनी की स्थिति

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Elevated
(adjective) – Increased, raised, lifted

बढ़ा हुआ

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Imply
(verb) –suggest, indicate, mean, intimate, insinuate

संकेत करना, सूचित करना

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Sans
(preposition) – without, less, deprived of

के बिना

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Entirely
(adverb) – absolutely, completely, totally

पूरी तरह से

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Upsurge (noun) – Increase, rise, growth, escalation, upturn,
वृद्धि

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Climb
(verb) – increase, rise, soar, hike

बढना

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Solitary
(noun) – lone, single,

अकेला

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Beverage
(noun) – Any liquid suitable for drinking

पेय पदार्थ

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Deflation
(noun) – reduction of the general level of prices in an economy.

अपस्फीति

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Outstrip
(verb) – exceed; surpass, overshadow, outdo, outperform

आगे निकल जाना, बढ़ जाना

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Cereal
(noun) – grain, oatmeal, corn, wheat

अन्न

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Weight
(noun) – It refers to what weightage something carries out of the total. For example:- in an exam there is 5 subject of total marks 100 out of which English subject 20 marks so the weightage of English is 20%.

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Log
(verb) – record, register, enter

दर्ज करना

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Disproportionately (adverb) – Excessively, unduly, inordinately, overly, unreasonably
अनुपातहीन रूप से

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Household
(noun) – all the people who live in one house and the work, money, organization, etc. that is needed to look after them

परिवार

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Fuel
(verb) – Increase, stimulate, promote, invigorate, add to

बढ़ाना

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Reversal
(noun) – alteration, changing

उलट, उलटाव

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Inflationary
expectation (noun) – Inflationary pressures refers to the demand and supply-side pressures that can cause a rise in the general price level

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Nowhere
near (phrase) – not nearly.

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Anchored
(adjective) – fastened, fixed, secured

स्थिर

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Necessitate
(verb) – require, involve, demand, need, entail

ज़रूरी बनाना

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Fiscal
authority (noun) – Finance ministry

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Commit
(verb) – Obligate, pledge, promise, compel

प्रतिबद्ध करना

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Enact
(verb) – make policy, pass, approve, ratify, validate, sanction

नीति बनाना

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Disinflation
(noun) – a slowdown in the rate at which prices increase

विस्फीति

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Strip out
(phrasal verb) – Remove, exclude,

हटाना/ अलग करना

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Stubbornly
(adverb) – obstinately, inflexibly, obdurately, intractably

हठपूर्वक

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Stuck
(adjective) – Fixed, caught, immovable, jammed

अटका हुआ

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Inch up
(phrasal verb) – to move/ progress/increase very slowly or in a lot of short stages

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Credit cost
(noun) – it includes Interest on loans.

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Tamp down
(phrasal verb) – to reduce the amount, level of something:

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The RBI’s Upper bound
(noun) – Upper tolerance limit of inflation (i.e. 6%)

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Harden
(verb) – if prices or share prices harden, they increase, reinforce

तेजी आना

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Mull
(verb) – ponder, consider, think about, think over, reflect on

विचार करना

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Rationalisation
of tax rate (noun) – restructuring of the tax policy through which the efficiency of the policy can be increased

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Ease
(verb) – reduce, alleviate, lessen

कम करना

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Overseas
(adjective) – In a foreign country

विदेशी

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Thereby
(adverb) – thus, therefore, in this way, consequently, hence

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